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Terms and Conditions

For Customers Located in the United States of America:

The COMPANY TERMS AND CONDITIONS, the USER TERMS AND CONDITIONS and the CLEDARA MASTERCARD BUSINESS CHARGE CARD AGREEMENT all apply to all Cledara Customers and Users located in the United States of America.

For Customers located in the United Kingdom:

By signing up to Cledara, you agree that you have read the Account Terms and Conditions, which has important information about how your personal data will be used by third parties and the potential consequences.

If you signed up to Cledara or agreed to our Terms and Conditions most recently on or after 28 April 2026:

The SERVICES TERMS AND CONDITIONS and the Modulr Introduced Clients Terms of Business applies to all Customers and Users of Cledara located in the UK that signed up to Cledara or agreed to our Terms and Conditions most recently on or after 28 April 2026.

The PRIVACY POLICY applies to all Customers and Users of Cledara.

The REWARDS TERMS AND CONDITIONS applies to all customers eligible for Cledara Rewards, including those using discount or promotional codes.

As a UK Modulr Introduced Client please see this explanatory note which highlights the key points which are included within your contract with Modulr. We know that agreements relating to financial services can be complicated so have put together this reference document to help.

The Terms and Conditions of Use for Mangopay Services (E-money) applies to all customers using Direct Debit through Cledara.

If you signed up to Cledara or agreed to our Terms and Conditions most recently on or after 17 August 2023:

The SERVICES TERMS AND CONDITIONS and the Modulr Introduced Clients Terms of Business applies to all Customers and Users of Cledara located in the UK that signed up to Cledara or agreed to our Terms and Conditions most recently on or after 17 August 2023.

The PRIVACY POLICY applies to all Customers and Users of Cledara.

If you signed up to Cledara or agreed to our Terms and Conditions most recently on or before 16 August 2023:

The SERVICES TERMS AND CONDITIONS and the PAYRNET TERMS AND CONDITIONS applies to all Customers and Users of Cledara located in the United Kingdom that signed up to Cledara or agreed to our Terms and Conditions most recently on or before 16 August 2023.

The PRIVACY POLICY applies to all Customers and Users of Cledara.

For Customers located in the European Economic Area ("EEA"):

The SERVICES TERMS AND CONDITIONS and the Modulr Finance Introduced Clients Terms and Conditions applies to all Customers and Users of Cledara located in the EEA.

The PRIVACY POLICY applies to all Customers and Users of Cledara.